223 crore cover for Kings Circle mandal Organizers Prefer Govt Insurers Over Pvt Cos

223 crore cover for Kings Circle mandal

Organizers Prefer Govt Insurers Over Pvt Cos


    Ganpati mandals say they trust nationalized insurance companies over private players for purchasing festival policies. The business is so competitive that the insurers have a no-poaching agreement with one another.
    Mumbai’s prize account is that of GSB Seva Mandal, Kings Circle, which has insured itself for Rs223 crore this year. “I will not reveal the winning bidder or the premium we pay because we call for tenders and then select the proper bid,” said spokesperson Satish Nayak.
    “We always choose a nationalized firm. Private companies may or may not honour a claim. Settling claims with a private firm depends on the liaison officer you get, but nationalized insurers follow time-honoured regulations,” he added.
    GSB’s policy includes an all-risk cover of Rs20 crore, a similar amount goes towards public liability and Rs182 crore constitutes personal accident cover at Rs10 lakh per head including workers, volunteers and priests.
    Andhericha Raja has an insurance cover of Rs3.7 crore from National Insurance. “We prefer government firms since they have a reputation that comes with being in business for so many decades,” mandal spokesperson Uday Salian said.
    Andhericha Raja’s largest chunk of Rs1.75 crore covers threat by terrorism while Rs75 lakh protects the deity’s ornaments. Another crore insures mandal volunteers while the remaining covers public liability. The Raja’s visarjan procession on the following “Sankashti” is also covered.
    Lalbaugcha Raja has settled on two public insurance companies for separate policies. The first covers immersion processions city-wide. “We have a Rs20 crore policy from United India Assurance to insure all devotees in the city. This covers people who suffer permanent disability during visarjan or die by drowning,” says mandal president Ashok Pawar.
    For itself the m a n d a l h a s sought a Rs51 crore policy from New India Assurance. This spans public liability of Rs30 crore, third-party insurance of Rs10 crore and ornaments for Rs 7.5 c r o r e . L a l – b a u g ch a R a j a ’s property and set is insured for Rs 3.5 crore. PROMINENT MANDALS
    Thanks to the abiding creativity of Mumbai’s idol-makers, the city sees an array of beautiful Ganeshas this time of the year. From the smiling, athletic Ganraj of Lalbaug to the squat, dazzling South Indian Ganesha of GSB, each is regal in form. In the first of a two-part series TOI profiles eight prominent pandals of Ganeshotsav 2013
Lalbaugcha Raja Sarvajanik Ganeshotsav LOCATION | LALBAUG USP | Now in its 80th year, Lalbaugcha Raja has acquired the status of showstopper in Mumbai’s Ganpati parade. Koli fisherwomen had installed the idol as a thanksgiving present for the local market. Local business booms during Ganeshotsav. Thousands of devotees pay for VIP passes or wait in queue for hours for darshan
Ganesh Gully Sarvajanik Ganeshotsav LOCATION | GANESH GULLY, LALBAUG USP | The original draw of Lalbaug, the 86-year-old mandal has the advantage of spacious grounds to create gigantic replicas of palaces and temples. The striking permanent idol of Lord Shiva in the precinct watches over a beautiful structure of the Somnath temple this season
Keshavji Naik Chawl Ganeshotsav Mandal
LOCATION | GIRGAUM
USP | The city’s first public Ganeshotsav enters its 121st year with a little flourish. Lokmanya Tilak had inspired this celebration in 1893. This year, poet Vinayak Rahatekar, who lives in Keshavji Naik chawl, has written a few verses suggesting the importance of 121 to Indian culture. Decorations are expected to be brighter than usual, says member Vinod Satpute
GSB Sarvajanik Ganeshotsav Samiti LOCATION | RAM MANDIR, WADALA USP | Another pillar of GSB celebrations in the city, the Wadala mandir is proud of the multiple pujas that accompany Ganeshotsav. “We invite priests who follow scriptural instructions to the letter,” says chairman N N Pal. Eknath Thakur of Saraswat Bank and Karnataka minister R V Deshpande will open celebrations
GSB Seva Mandal LOCATION | KINGS CIRCLE USP | The Goud Saraswat Brahmin (GSB) Ganesh Mandal at Kings Circle is believed to be the richest in the city despite its five-day tenure. The South Indian-style idol is seated in a gigantic pandal measuring 90,000 sq ft and bedecked with golden jewellery. GSB has bought insurance cover worth 223 crore this year
Khetwadi 11th Lane Ganeshotsav Samiti
LOCATION | KHETWADI, GIRGAUM
USP |
The mandal is the pride of Khetwadi among several Ganesh pandals that adorn various lanes. This year 11th Lane has brought home a 28-ft tall Ganpati, which it claims is the tallest in the city. The strikingly beautiful idol strikes a pose standing on one foot atop the ‘mooshak’ (mouse) and is housed in a palace setting
Azad Nagar Sarvajanik Ganeshotsav Samiti
LOCATION | VEERA DESAI ROAD, ANDHERI (W)
USP |
More familiar as the Andhericha Raja, the deity is seated in a replica of the Ashtavinayak temple of Ranjangaon. Devotee Sudhakar Pujari from Hong Kong has donated gold jewellery after begetting a son by the Raja’s grace. Andhericha Raja is immersed on the Sankashti that follows Chaturdashi
Tulsiwadi Sarvajanik Ganeshotsav Mandal LOCATION | TULSIWADI, TARDEO
USP |
The main street of Tardeo is festooned with posters announcing the platinum anniversary of the Tulsiwadi Ganesh. The tall 25-ft idol is covered with coloured stones in its 75th year. Mandal president N P Yadav says theirs is an apolitical festival